Bank House mortgage fraud

Australia’s banking community is largely referred to as the “Big 4”, meaning the large four banks. The profits they post, can range from $4-5 billion annually for each of the banks.

Banks are in the business of making money from your money, but there are other methods in which revenue is gained, which the majority of the population may not be aware of.

An essential part of the business plan of the banks is something called the Mortgagee’s Auction. A mortgagee’s auction is when the lender is no longer able to meet the banks monthly repayments, which results in the bank taking possession of their property, and recovering the costs of the balance of the loan.

Banks are involved in a large scale land grab fraud against consumer, a fact which is curiously out of the media spot light.

Banks have figured out a while ago that one of the easiest ways of obtaining cheap property is for customers to default on their loans, allowing the banks to grab the property (legally), and pass it on to their employees in another fraud.

Many Australian’s have lost their home through this fraudulent practice, which has not been stopped by law, a deliberate move to the detriment of the community

Given a customer’s earnings, the banks allow a certain amount to be borrowed based on a formula that indicates that the customer can not only successfully service the loan, but also is able to sustain themselves financially within the community.

Banks have done away with this model of business practice, and now offer loans to clients, that are not able to service them. The banks knowing this fact, wait for the customer to default on the loan within a certain amount of years, collect the property at a fraction of it real market value.

When lending out to domestic clients, the loan procedure passes through three stages of approval before it makes it to one of the manager.

In a recent matter, one of the ‘Big 4’ banks approved a home loan of an elderly person, which could result in their home being sold from under them, unbeknown to themselves.

This matter is currently in the hand of a high profile Australian law firm.

Naturally the bank will never be charged with fraud.

Government Water fraud cover-up

The Australian government is involved in a multi-billion dollar fraud, falsified water figures, and money for mates contract deals that is being covered up, and ‘overlooked’ by mass media agencies.

The government has been caught out providing fraudulent information, regarding the crime statistics in Victoria, and as a result the disgraced Police head Simon Overland resigned as top dog. No further news to the masses has been given into any convictions of fraud or any other criminal activities of Mr. Overland.

There are many other government cover ups of fraud that the media does not report on.

In the eastern southern state of Australia, Victoria and its capital city of Melbourne has seen heavy rainfall for approximately the last two years, in which there also occurred floods.

Information obtained from various sources indicates that the government has falsified water storage facility levels, over many years in order to justify the business case for building a desalination plant, simultaneously exponentially raising the price of water, whilst pushing the blame on ‘the drought’, an event which is beyond the control of governments.

The government has deliberately prepared an environment, in which there was to be a lack of water, which would necessitate the need to build a desal plant, at the expense of the taxpayer.

Town planning, roads, and water storage facilities in Victoria have been handled by a government institution called the MMBW (Melbourne and Metropolitan Board of Works), which was also responsible for the building of dams that catered for the rising population.

Since the global policy is for all government and public utilities to be held in private hands, Victoria’s water utility has been sold.

Since the sale of this utility, there has been no expansion of infrastructure, even though there has been a rise of approximately 30% in population over the past generation, in Melbourne.

In every decade there exists a mini drought, as well as wet periods. These events are cyclic and also follow 50 and 100 year patterns, a fact which is well known to authorities.

The majority of the masses are not well educated in these matters, and the government has taken advantage of this, by promoting via the mass media that we are in a drought, at the same time building car washes.

Soon after the infrastructure has been established, and various stages of drought have been announced, it was made law that it is illegal to wash the car at home, for water conservation purposes, and it had to be washed at the car wash.

It was also illegal to water the lawns, and gardens, etc. Whilst this was going on governments were watering their nature strips, lawns, etc, flaunting the law in front of the general populous.

The government told the masses to wash their cars at car washing facilities, as this would save water. This was far from the truth, as the water used by the car washing businesses, came from the tap which supplied the same water to domestic clients, and was Not recycled, as depicted by the government.

Interviews of many business owners indicated that it was a government scam, which made many owners wealthy and was not about water savings.

Given that there is a deliberate cover up of fraud especially if emanating from governments, there will be no Royal Commission or independent inquiry to the dealings and the defrauding of public funds by the Victorian government.

Currently Melbourne is under Stage 2 water restrictions, which should have been lifted a while ago, given the official dam capacity levels.

Another clear indication of just how corrupt the government really is.

TV ads - News you can trust

A recent barrage of advertisements on Australian television, states that the news brought to you is from news desks that you can trust.

This is a new propaganda machine started by the major networks (authorities) in order to win over the general populous into believing that the information provided is true and accurate.

News media companies are conducive to government policies and agendas that are represented by the government of the day. This holds true for all types of governance from Aristocracies, Democracies, Dictatorships, Monarchies Oligarchies, throughout the Eastern and Western political worlds.

The bias of the mass media in modern society has been well documented by sociologists, scholars, and to a lesser extent, politicians and lawmakers.

The news media is often caught out not reporting accurately, either intentionally or in unwittingly, not only by the masses, but also by other institutions and/or government departments.

An example of inaccurate reporting is that of by the government’s police media liaison office, which in many cases provides misleading information with regards to matters of criminal conduct by either individuals or associated gang members. This is a well known fact to the personnel involved within the departments.

One strict agenda of the mass media, is to keep the general population entertained, rather than educated. One method of achieving this is to keep the masses entertained with trivial matters, simultaneously dumbing down the viewer.

Media outlets work hard to provide entertained that is of little value to the social and moral well being of the community at large. This is done on purpose to lower the values of the general population, which in order creates social unrest, which is a diversion from attentions being focused on the corrupt dealings of politicians and governments.

Both governments and the media moguls conspire to provide misleading information to the masses.

Police harassment claims scam

Police have been involved in a harassment claim scam that has cost the taxpayers millions of dollars in false claims, in cahoots with magistrates under the watchfull eye of the disgraced Victorian Police top dog Simon Overland.

Information has been obtained from a reliable source, that Victorian police have worked together with corrupt magistrates in scamming the public's funds with false claims of harassment.

The manner in which it was done, was that the police would conceal Personal Video Recorders (PVR's) and record the alleged harassments. The claims would then follow the standard procedure until they would reach the courts, and payout were awared to police.

This scam would become so rampant that the police heads would tell the officers to stop this kind of practice, as it was getting out of control.

Police constantly liaise with the mass media, to determine which stories make it out into the public arena. Stories are also printed which are deliberatley inaccurate, in order not to inform the populous of the real nature of an incident. This is practiced more widely than the public is aware of.

The politics is to only inform the general populous of certain matters only, whilst covering up others. This is a strict policy that must be adhered to, and must not be broken via the official channels.

The media bosses are responsible for the reporting of the stories, irrespective of whatever information is obtained, which must not make the light of day until approved behind closed doors. This is done at either the lodge level or the political level.

Cabbie jailed for raping sleeping woman

A taxi driver who raped a female passenger while she was asleep on the back seat of his cab has been sentenced to eight years in jail.

A Brisbane District Court jury took one hour on Tuesday afternoon to convict Gurpreet Singh, 24, of rape and sexual assault.

Singh had pleaded not guilty to the charges because he claimed the 25-year-old woman had agreed to sex.

However, the jury was shown CCTV images from the cab that showed Singh fondling the unresponsive woman's breasts and kissing her neck before having sex with her.

During the trial the court heard Singh picked up his passenger in the early hours of November 29 last year.

Prosecutor Shauna Rankine said the woman, who had been drinking with friends in Brisbane's Fortitude Valley, fell asleep within minutes of getting in the cab.

She woke up to find her taxi driver raping her, the court heard.

The woman ran from the cab and told her brother about the incident, and then reported it to police.

She gave evidence in closed court on Monday and broke down in angry tears outside after the ordeal.

The court heard on Tuesday that the attack had had ongoing effects on the woman and she had redeveloped an eating disorder.

In sentencing Singh to eight years' jail, Judge Brian Devereaux told him he had grossly breached his duty of care.

"You took advantage of a situation and committed an atrocious act, so the community condemns that conduct, and I'm conscious of the need to deter others," Judge Devereaux said.

ninemsn.com.au 25 Oct 2011

Another example of imported trash that come into Australia, and rapes our women.

There is no room for these type of criminals to exist in our community, and there is no possible rehabilitation.

This type of behaviour is inbuilt, as has been demonstrated many times.

Deportation is mandatory.

Man on 99 child sex charges gets bail

A 63-year-old man charged with 99 child sex offences, including obtaining under-age prostitution, has been granted bail.

Richard Paul Baxter, of the Brisbane riverside suburb of St Lucia, was arrested on Monday afternoon as part of Queensland Police's Operation Juliet Ostrich.

He has been charged with 94 counts of indecent treatment of a child, one count of making child exploitation material and four of obtaining prostitution from a child under 16.

The offences are all alleged to have occurred at Runcorn in Brisbane's southeast between October 2004 and September this year, and involve a single female child who was aged under 16 at that time.

Baxter appeared in the Brisbane Magistrates Court on Tuesday morning, where his lawyer Adam Magill made a bail application on his behalf.

Mr Magill told the court his client had lived in Brisbane for 50 years and was not a flight risk.

He would be contesting the charges, he said.

Baxter was granted bail on a number of conditions, including that he have no contact with the alleged victim and her family, that he surrender his passport and that he report to police.

The matter has been scheduled for mention again next month.

25 Oct 2011

Another example of how the law does NOT protect the vulnerable children.

The widely publicised controversial Australian government's sponsored Internet Censorship policy is to apparently protect the vulnerable children of the masses from predators.

Yet when an individual is caught on 99 child sex charges, immediately escapes incarceration with the help of the judges.

There is no guarantee that any alleged sex offender will be incarcerated if ever caught in the Internet Censorship net.

Meter move not smart

Smart meters rolling out in Port Phillip

Minister says you have the power to defer.

WITH the rollout of smart meters about to kick off in Port Phillip, one St Kilda body corporate manager has reported being offered financial inducements to install the meters.

“We were offered money in the form of payments, which is against the law,” one prominent body corporate manager, who declined to be named, said.

Other energy providers have rolled out smart meters north of Balaclava Rd. Citipower is about to start the rollout south of Balaclava Rd.

The apartment manager said Citipower did not offer any inducement but he declined to name the provider that did.

“Somebody is making a packet here and none of the regulators or authorities are looking into it,” he said.

Energy and Consumer Affairs Minister Michael O’Brien said the State Government would be concerned “if inducements were being offered and would follow up such claims if more details were provided”.

Mr O’Brien has reiterated his advice to customers that the meters could be stalled or deferred.

“Consumers who do not want a smart meter are able to refuse the installation until the State Government’s review of this new equipment is completed,” Mr O’Brien said.

They are then placed on a deferral list.

Citipower, just one of the energy providers in the area, will start the rollout in Port Melbourne and South Melbourne next month.

St Kilda is expected to follow in early 2012.

Citipower spokesman Drew Douglas said customers would receive two letters before the installation.

“There is a 10-day window between the letters and the installation,” Mr Douglas said.

He said this is the best time to tell them if you want to defer the smart meter installation.

The review of smart meters has been recommended by the Auditor General.

port-phillip-leader.whereilive.com.au 11 Oct 2011

Another money for mates scam supported by the government.

There have been numerous reports, also confirmed tests about how ineffective smart meters are, yet still the government persists to implement these, even with public disapproval.

Woolworths Mobile Data Scam

Another 'telco' consumer rip off, that curiously escapes the mass media's watchful eyes, and the silence from the Telecoms Ombudsman, allows this practice to still occur, this time in the hands of Woolworths.

The corporate giants of Australia, are working together to eventually form a monopoly in the retail industry, by taking over any competition, by firstly reducing prices of various goods and services, which the smaller businesses cannot compete with, then acquiring them, effectively taking over the market place.

This is part of the business plan, practiced by many of the large retail giants.

The corporate Goliath Big W / Woolworths / Safeway / Dicksmith, etc have teamed up with Optus to form a 'telco' brand, called woolworthsmobile.

Woolworths mobile are currently offering wireless broadband in $29 and $49 prepaid caps.

From their website:

http://www.woolworths.com.au/wps/wcm/connect/website/woolworths/about+us/woolworths-news/3gmobileprepaid

A $29 Recharge includes $500 worth of value which includes:
• $250 to any network (except Pivotel) and,
• $250 to any Optus or Woolworths Mobile within Australia
• 5GB of data
• 45 day expiry

What is not mentioned clearly to the customer is that :

1/. Data is counted in 10MB increments (Data fraud);
2/. Data is charged at $2 per Megabyte or $2,000 per gigabyte over the limit.

Virgin who is also an Optus MVNO (Mobile Virtual Network Operator) or reseller, charges and logs data per kilobyte of usage.

Another fraud supported in general by the business community, and the governing authority.

Phone tapping runs rampant

PHONE tapping is running rampant because of a lack of scrutiny of applications by police and others, the Ombudsman has warned.

George Brouwer revealed yesterday that no one examined the merits of why the Office of Police Integrity bugged telephones.

He could find no evidence the OPI had illegally tapped phones, but said that it, and Victoria Police, should be subjected to more rigorous scrutiny to ensure that all bugging was justified.

In a report tabled in State Parliament yesterday, Mr Brouwer recommended changes so that the OPI, and the new anti-corruption body that will replace it, have to argue merit as well as legality when applying to tap phones.

Every one of the 179 bugging applications made by the OPI since 2007-08 was approved.

Mr Brouwer heard allegations that the OPI had abused its powers when it bugged the phones of former police deputy commissioner Sir Ken Jones and Tristan Weston, an adviser to Police Minister Peter Ryan.

Mr Brouwer expressed his frustration yesterday that he had been unable to fully investigate allegations that the OPI had been abusing its powers to tap telephones.

"Witnesses have also raised concerns with my office regarding the OPI's alleged overuse of telecommunications interception powers - particularly, but not exclusively, in the investigation into Mr Jones," he said.

"Due to Commonwealth legislation, I am not able to investigate the OPI's alleged use of telecommunications interceptions."

He warned the lack of scrutiny of warrants used by the OPI, and by Victoria Police, could lead to a "situation where an opportunity for the improper use or overuse of interception powers could go undetected".

heraldsun 13 Oct 2011

Corruption in the police force is rife, and none of the authorities admit to the great extent it is.

Heads of police are involved in the drug syndicates, but when they're exposed for other fraud, they are taken away from the public eye, and deliberately not reported by the government sponsored mass media.

The so called anti-corruption watch dogs are a joke at the expense of the public.

D-Link Pocket 3G Wi-Fi Router

Another product that is not only a Consumer rip off, but marketed without many specification or performance results.

From the Gizmodo article:

Given the almost ubiquitous nature of 3G in Australian cities, yet the general lack of 3G SIM cards in most of today’s laptops, the idea of a pocket-sized WiFi router makes a lot of sense. DLink seem to think so, as they’ve just released the DIR-457U pocket 3G Wi-Fi router.

Capable of sharing 16 connections on one HSPA SIM card, the DLink router supports WPA2 encryption for added security, and has a built-in MicroSD slot which can be used to share files between devices. It runs off an internal battery, although there’s no word how much juice you can expect from it, and comes in both 850/1900/2100MHz and 900/1900/210MHz options. It has an RRP of $330, and is available now.

Comments

• poedgirl

  September 20, 2010 at 4:48 PM

  Or you can get the Huawei one from Vodafone or 3 for $110 on prepaid, way better value.

  
  
  • palmce

    September 20, 2010 at 9:24 PM

    What a rip off!
    This same exact model cost $110 oversea.

    
    
• jacob

  September 20, 2010 at 10:37 PM

  I swore I wouldn’t buy dlink after I tossed my crap router away about 4 years but I recently bought a dlink wireless G card for my pc and it too is full of problems. I don’t care if dlink builds a wireless laser multi P microwave router and give it away for free I will not be using it.